IDAA · 1CAD Protocol Standard

Case Registry

IDAA maintains a structured public registry of documented digital asset consumer protection cases. Every case is evidence-based, regulatory-grade, and published only with the explicit written consent of the submitting party.

OPEN→ ACTIVE→ UNDER REVIEW/ ESCALATED→ RESOLVED/ CLOSED/ PRECEDENT

Status	Criteria for assignment	Required proof	Who decides
OPEN	Case submitted and accepted. Documentation in preparation. No respondent response yet.	Valid submission with transaction evidence. Vault entry created.	IDAA only
ACTIVE	1CAD five-document package complete. Formal demand submitted. Respondent has not resolved the matter.	Complete 1CAD package archived. Proof of formal demand delivery. Vault ID issued.	IDAA only
UNDER REVIEW	Respondent acknowledged the case and is conducting internal investigation. Active dialogue in progress.	Written acknowledgement from respondent on record. Archived in Vault with timestamp.	IDAA only
ESCALATED	Case formally submitted to one or more regulators. Awaiting regulatory response.	Confirmed regulatory submission reference number. Regulator confirmation archived.	IDAA only
RESOLVED	Assets returned OR compensation paid OR formal settlement agreement reached.	On-chain return tx OR signed settlement OR bank transfer confirmation. No exceptions. Proof archived before status change.	IDAA only
CLOSED	Submitter withdrew the case OR statute of limitations expired OR IDAA determined insufficient evidence.	Written withdrawal OR IDAA determination with reasoning. Vault record preserved permanently.	IDAA only
PRECEDENT	Case resulted in regulatory enforcement, court ruling, or documented industry policy change.	Official regulatory decision OR court ruling OR policy change citing this case. Archived permanently as reference case.	IDAA only

Governance Principles

Principle 1

Only IDAA Changes Status

No party — submitter, respondent, legal counsel, or regulator — can change a case status. Only IDAA, as the standards initiative, makes status determinations.

Principle 2

Proof Required for Every Change

Every status change requires documented evidence archived in the Vault. RESOLVED requires on-chain proof or signed settlement. No status change is made on assertion alone.

Principle 3

Immutable Status Log

Every status change is timestamped and archived in the 1CAD Vault. The full history is preserved permanently and cannot be altered retroactively.

Principle 4

Submitter Consent Required

A case enters the public registry only with explicit written consent. Without consent, only a Vault ID is published — no details, no parties, no amounts.

Public Cases — 1 of many · Founding Case

IDAA-2026-001 ⊙ PUBLIC UNDER REVIEW Founding Case · Published with submitter consent · Party names withheld while the case is under review

Disputed Retention of Digital Assets — [Provider name withheld]

Date

May 8, 2026

Asset

400 POL · Polygon

Respondent

Name withheld for confidentiality

Jurisdiction

EU Resident (Spain) · MiCA

Category

Consumer Protection

Vault ID

ZS-VAULT-2026-99121-XF

Situation

The submitter alleges that a crypto payment card provider (name withheld) retained 400 POL tokens belonging to an EU resident, citing blockchain irreversibility — while, according to the submitter, the assets remained in the provider's own controlled wallet.

IDAA has documented the submitter's evidence package, including the in-app disclosure, the technical explanation given and the potential MiCA questions raised. On-chain analytics referenced by the submitter indicate 410 POL present on the receiver wallet. A formal demand was submitted via legal counsel. Regulatory escalation to OCIF, CFPB, ESMA, and Banco de España is in preparation.

No court, regulator, or respondent admission has established liability at this stage. Provider identity is withheld; publication is for evidence-tracking purposes only.

Status Log

May 8, 2026 OPEN

Case submitted. Transaction evidence and AML data collected.

May 11, 2026 ACTIVE

1CAD compliance package complete and archived. Formal demand delivered to respondent.

May 13, 2026 UNDER REVIEW

Provider acknowledged case. A withdrawal mechanism was provided. Recovery process initiated.

Regulatory Escalation

IN PREPARATION

Primary

OCIF · CFPB · ESMA

Secondary

FinCEN · Banco de España

Legal Basis

MiCA Art. 105 · AML · False Pretext

Formal regulatory complaints are being prepared based on the 1CAD package archived under Vault ID ZS-VAULT-2026-99121-XF. MiCA legal review in progress with specialist counsel.

Private Vault

ZS-VAULT-2026-[REDACTED] · Confidential · accessible to submitter and authorised legal/regulatory bodies only

Request Documentation →

Documented by 1CAD Protocol Partner #001 · 1CAD Protocol v2026-V1.3

Publication Criteria

A case enters the public registry only when all of the following conditions are met:

✓

Documented refusal to return assets by respondent

✓

False technical pretext used to deny recourse

✓

Misleading disclosure identified and documented

✓

MiCA, AML, or sanctions non-compliance identified

✓

1CAD five-document package complete and archived

✓

Explicit written consent of submitting party obtained

Submit a Case

Report a Digital Asset Consumer Protection Violation

If you have experienced disputed asset retention, misleading disclosures, or other violations by a digital asset service provider, IDAA can document, attest, and escalate your case under the 1CAD Protocol.

Consumer Protection

Disputed retention, misleading disclosure, false technical pretext

MiCA Non-Compliance

EU residents affected by unlicensed or non-compliant providers

AML / Sanctions

Counterparty sanctions exposure, source-of-funds issues

Your Visibility Choice

Public registry or private vault only — you decide

Submit a Case · [email protected]

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